草榴社区

GENERATING VALUE WITH EMBEDDED FINANCE

SIM X SIM ACAD

Course overview

GENERATING VALUE WITH EMBEDDED FINANCE
Categories

Digital Tools

degree award
Provider

SIM ACAD

academic level
Course type

Instructor-Led

projected fees
Course fee

(including GST)

Member Total Fee (inc. 9% gst) : $872.00
Non-Member Total Fee (inc. 9% gst) : $872.00

funding subsidy
Funding/Subsidy

N.A

Course Overview

Embedded Finance is one of the fastest growing areas of Fintech that focuses on the strategy and implementation of financial services products for non-financial services companies. All type of firms across all industries now realise that introducing financial services options into their customer value propositions, which can massively enhance these value propositions and lead to greater profitability, is now possible due to advances in technology and product maturity.聽

This interactive course will prepare and enable participants to learn about embedded finance from a strategic and practical perspective. Participants will get to learn about the different types of embedded finance solutions available, how they are structured and used in practice, how these solutions apply to different types of business models and the practical, strategic and management implications of implementing embedded finance options.聽

Participants will come away with a strong understanding of the specific, relevant issues and considerations around implementing embedded finance options in their own organizations.聽

Course benefits

1. Clearly understand the different types of embedded finance products and business models that are available.聽

2. Acquire the knowledge and ability to understand the fundamental drivers of the embedded finance industry and the path of future growth.

3. Analyse and understand the types of non-financial business models where embedded finance strategies can be successfully applied.

4. Clearly understand the major technology developments that have taken place in the embedded finance industry.

5. Implement corporate and business strategy that leads to value creating outcomes through the application of embedded finance technologies and products.

6. Understand the context around the types of companies that are already using embedded finance offerings as part of their value proposition聽and be able to implement a framework for determining whether to implement embedded finance solutions using a cost benefit approach.

7. Create a framework for applying embedded finance within your own organization and learn how best to structure effective partnerships with companies offering embedded finance products and solutions.


Course outline

1. The Framework for Embedded Finance

a. Defining key business problems that companies face and which aspects of the value chain that embedded finance can improve.

b. Defining and understanding the scope of embedded finance.

c. Understanding how leading companies are already applying embedded finance solutions in their business models.

2. Ecosystems and Partnerships Explained

a. Understanding key aspects of the embedded finance ecosystem such as banks, capital providers, technology providers, merchants / platforms and authorities.

b. Understanding the key elements of successful partnerships with embedded finance providers.

c. Understanding types of partnerships and applications in practice, with specific partner organizations mentioned.

d. Understanding organizational structure implications for practical implementation of embedded finance products and solutions.

3. Economic Models

a. Going deeper into the business and economic models that can be implemented through embedded finance, such as embedded banking, lending, payments, asset management and insurance.

b. Gaining understanding of the key aspects of the digital journeys that underpin these business and economic models.

c. Utilize a framework for determining whether it is suitable to implement embedded finance solutions.

4. Financial Services Primer

e. Exploring and understanding the technology changes that have led to ecosystem development, including the development of APIs to facilitate embedded finance

a. Understanding the structural catalysts that are driving the adoption of embedded finance across all different types of industry sectors.

b. Understand why embedded finance provides an opportunity for SMEs and gain clarity on why financial services firms view embedded finance as an opportunity and threat.

5. Regulatory, Data and Financing Considerations

a. Understanding the financing and financial considerations for implementing embedded finance products.

b. Gaining an appreciation of the regulatory and data related issues that implementation of embedded finance solutions may face

Duration

2 day

Who should attend?

Level 3 - New Managers
Level 4 - Managers
Level 5 - Senior Managers & Directors

Programme leader

Nawaz Imam is Group Head of Strategy at one of the largest Asian Fintech companies called Hyphen Group. Hyphen Group operates the largest network of financial aggregator platforms across 5 markets in Asia, including well known household brands called Seedly and Singsaver in 草榴社区, Moneyhero in Hong Kong and Moneymax in the Philippines. At Hyphen Group, Nawaz helps oversee every element of firm strategy; commercial, marketing, product and technology as well as general corporate and organisational strategy.聽

Prior to Hyphen Group, Nawaz was the Founder and CEO of a B2B, capital markets related enterprise software company called Issufy. Before moving into the Fintech industry, Nawaz spent a decade in investment banking and asset management at Citi and J.P. Morgan. Nawaz is a recognized global expert in the financial technology arena.聽


Course fee

Programme Executive In Charge : Patricia Lee

Telephone number : 62489447

Email : patricialee@sim.edu.sg


To register for the programmes now, select the preferred programme run-dates below through the register icon.


Pre-Requisite:

1. Proficient with basic financial services concepts (e.g. lending, borrowing, insurance)

2. Have a basic level of business experience with an understanding of items such as revenue generation, profit and loss and business strategy.