SIM PL has a Group Hospitalisation and Surgical insurance scheme for all its students. This medical insurance scheme will have minimum coverage as follows:- an annual coverage limit of SGD20,000 per student, covers up to B1 ward in government and restructured hospitals and provides for 24 hours coverage in ²ÝÁñÉçÇø and overseas (if the student is involved in SIM PL-related activities) throughout the course duration.

Benefits Schedule: SIM Benefits Schedule GHS (2024).pdf
MediHub App Registration Instruction Manual: Howden-MediHub-Instruction-Manual_Student-Plan-2-Nov-2023-(inpatient).pdf
Important: Eligibility self-check before you proceed with document submission for claims:
1. You are an active Student in SIM at the time of the accident/incident
2. You sought treatment (Emergency Outpatient Accidental) within 48 hours from the time of the accident/incident
3. This submission is within 30 days from your discharge date for hospitalisation/surgery or first treatment date (for outpatient emergency accidental treatment)
Claims Procedure
1. Kindly email SIMstudents-HowSG@howdengroup.com or call (65) 6510 3781 for enquiries (if applicable) before proceeding to the next step
2. Complete the MediHub Request form via this link:
3. You will receive onboarding details within 6 to 8 days via the email address you provided. Please proceed to complete the onboarding process once you receive the email.
4. Submit documents for your claims via the app and continue to monitor its status via the app.
